Group Health Employee Benefits


Health care is one of the few subjects that has captured the National and Local Headlines. In this ever-changing market, you need an advocate who will keep you informed of changing legislation and who knows the intricacies of health care. Debra Downs Insurance Solutions, Inc is committed to providing you strategic solutions that meet your Group Benefit needs. No two companies are the same, and you cannot afford to be complacent in the renewal process.

Let us show you the options available to you. We welcome the opportunity to design a benefits package that works for your business.

Debra Downs Insurance Solutions, Inc has maintained an unprecedented retention rate of 98% of our Group Health Insurance Clients. Providing outstanding service to employers and their employees is what sets us apart from our competitors.

Debra Downs Insurance Solutions, Inc offers an in depth annual review and analysis of the current plan design, and then recommends available options. We provide innovative solutions to plan selection and design, employer funding, employee contributions, and account management. Furthermore, we are available for annual education seminars for your employees, and our helpful staff is available year round to assist you, and your employees, with benefit questions and claims issues that may arise.

Debra Downs Insurance Solutions, Inc assures our clients have a comprehensive and competitive benefits package to help them attract, and retain, quality employees. 

Want a no cost, and no obligation, review of your existing insurance now? Connect with us!

Debra Downs Insurance Solutions, Inc Provides:

  • Information on Complex and Rapidly Changing Legislation    

  • Knowledgeable advice to assure your company is ACA compliant
    Innovative Solutions   

  • ​Strategic Funding Concepts   

  • Employee Education   

  • Benefit Review   

  • Claims Assistance

Health, Dental, Vision, Group Life, Group Disability, Flexible Spending Accounts, and HSA Accounts:

  • Anthem Blue Cross​   

  • Blue Shield of California   

  • Guardian

  • California Choice   

  • HealthNet   

  • Kaiser Permanente  

  • United Healthcare 

  • The Standard

  • Vision Service Plan  

  • Delta Dental   

  • TASC HRA and Flex Spending Services   

  • MetLife

Health, Dental, Vision, Group Life, Group Disability, Flexible Spending accounts, and COBRA services

  • Fast Food Franchises

  • Automotive repair and body shops   

  • Automotive Wholesalers  

  • Tech Consultants

  • Agricultural Companies   

  • Engineering Firms  

  • Plumbing and Electrical Contractors  

  • Law Firms 

  • Accounting Firms   

  • Manufacturing Companies  

  • Independent Grocers  

  • Interior Design Firms 

  • Family owned entities  

  • Property Consultants

We have 100% retention of our Life Insurance Clients.

OUR CLIENTS TRUST US