"Stemple Creek has been working with Downs Insurance Solutions for five years on our group benefits. Our staff has grown over the years and Debbie’s experience and proactive measures has assured that we offer very competitive benefits to our employees. We review our plan design and carrier options annually. Debbie and her staff are a great resource for us as business owners and for our employees. We appreciate the professional service we receive."
— Stemple Creek Ranch
"Debbie has been our agent since 1990, providing group benefits to our employees, life and disability insurance for funding our Buy-Sell agreement, and working personally with the principals of our company on their personal coverage for life and long-term care insurance needs. Always available to resolve any claims, membership or accounting concerns that may arise. Her agency provides guidance to help us manage our costs."
—N. Bajurin, Alouis Auto Radiator
"We’ve been grateful to Debbie for her expertise over the years. We began working with her in 1991. She has provided excellent service, recommending products that have met the challenges of providing life insurance protection for our family and group benefits for our employees. "
—R & M Vavuris
"Debra Downs Insurance Solutions, Inc has been managing our group benefits for 5 years. I own multiple fast food restaurants and Debra has provided guidance and solutions to aid our operation on being compliant with Federal and State employee benefit requirements She provides annual open enrollment meetings and conducts a mid-year review so we have an ability to plan before our renewal. The support she provides is immeasurable.“
- Valerie K. Siri, Valucci Restaurants, Inc., San Mateo, California
“Debra Downs provides guidance on the complexity of the Health Care Security Ordinance (HCSO) mandated by the City of San Francisco, to assure our benefit plans are compliant with the Affordable Care Act as well as HCSO. Her office provides excellent client services to our employees. Annually she provides 2-3 days of employee meetings, with translators, to educate our employees on the plan selection options available to them. Debra meets with our office quarterly to assure we are receiving timely updates on the marketplace. I would highly recommend Debra Downs Insurance Solutions, Inc to large group employers, looking to receive the highest standard of service.“
- Karen Lamson, President, Alioto Fish Company, Inc., San Fransisco, California
We have 100% retention of our Life Insurance Clients. We work with multiple generations of families! Our clients trust us.
